Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: VICKI BROMAN

Quick turn-around, but lower than veterinary costs reimbursement maximum

I have had Nationwide Pet Insurance for a number of years. The call center staff is always willing and normally able to assist. With the latest updates to the application, the methods available to send in a form has been much easier than in the past, and the payments come quite quickly. That said, if you are forced to go to an emergency veterinary clinic that charges more because they are the 'emergency' provider, what is paid back to you will be much less than what is allowed. So out of pocket could be quite pricey- over and above what the stated out of pocket deductibles listed. However, to date, this insurance has saved me quite a bit and I am very happy to have it. I would recommend the Wellness portion for any new dogs. I have one dog that has the wellness option, and the other (my rescue) without because she was older when we adopted her. I would not have a dog without Pet Insurance, and Nationwide appears to be one of the better companies to provide reasonable cost Pet Insurance.
5

out of 5

POSTED: | BY: Thais Hand

Love you guys

Best insurance ever
5

out of 5

POSTED: | BY: Steve Jaskot

Your insurance is great!

Your insurance has been a big help with this stray dog that I took in and opened my heart to. He has had some medical challenges and is doing better now. One comment I did submit a request to the VetHelpline and never received a response.
5

out of 5

POSTED: | BY: Cadi

Very quick reimbursement!

Nationwide reimburses me super fast! My dog went for her annual, a spay, and a med refill post-op, and each claim has been reimbursed just a week after being sent in!
5

out of 5

POSTED: | BY: Sean

Great so far!

Only had the plan for a few months, but it's going great so far. W've hit our deductable and they've been very efficient on processing claims and with payout. Claims have been handled within a week of being sent on the VItusVet app, and payouts go in via direct deposit quite easily. The only thing they have not covered was a nutritive paste, which is clearly demarcated as not covered in the policy, so I'm okay with that. Overall, painless, quick, and working well!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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