Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jean Wackrow

Easy to file claim

Filing a claim is easy and I’m kept updated and receive check quickly.
5

out of 5

POSTED: | BY: Frank Buono

The Best Pet Insurance

I was a little reluctant to purchase pet insurance when I rescued my German Shorthair Pointer Scout last year, but I can say it was the best thing I could have done. Thank goodness he hasn't had any major illness but he has been to the vet on several occasions and Nationwide has paid the bills each time in a timely manner and without any hassle. I'm very pleased that I chose them.
5

out of 5

POSTED: | BY: RANDY HOCH

I appreciate the online claim form as opposed to the previous "paper" version.

Vet visits can get pretty expensive. For me, paying the monthly premiums in exchange for a significantly lowered bill for a "sick pet" vet visit is worth it.
5

out of 5

POSTED: | BY: Tom

Dex and I are both very happy

we could not be happier. the app is very easy. your response time is great. I would not mind an auto accept of funds (preauthorized) but other than going in and accepting the transfer, the process is great. Never had an issue with your service!
5

out of 5

POSTED: | BY: Karen Roberto

The coverage provides security when emergencies or illnesses arise and the claim process is extremely easy to manage.

Great! The claim process is easy to manage. Claims are processed quickly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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