Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charelle

Great medical coverage, exactly when you need it.

Having this pet insurance has come in handy more times than I can count. Customer service is great and reimbursements happen seamlessly.
5

out of 5

POSTED: | BY: Michelle Hubbard

Excellent customer service

Nationwide has provided me with the easiest, fastest claim processing I have ever experienced . I have had my pets covered for over 15 years and have never been disappointed or frustrated with any claims I submitted. There claims process is outstanding. I highly recommend Nationwide for pet coverage.
5

out of 5

POSTED: | BY: Brenda

thanks for being so easy to work with during a stressful situation

So helpful!
5

out of 5

POSTED: | BY: Linda Lowsky

stress free, fast and easy

This is the first time I have ever had pet insure for one of my dogs. I was a bit reluctant but decided on this for my new puppy. It's the best decision I made and so happy I went with Nationwide. Submitting a claim was very easy and it was processed very quickly. I had my benefits paid before I even received my credit card bill for the vet charges.
5

out of 5

POSTED: | BY: Marini Allen

Excellent service every time

Every time I submit a claim, the claim is handled quickly and I appreciate all the correspondence sent to update me.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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