Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,831

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jill

Need to update benefit/coverage Costs

My coverage renewal went up significantly when moving to MD, yet converge for services remained at sale level as previous state. Many of the rates of payment are far below standard costs at the veterinarian these days. While we are pleased to have some reimbursement on fees for our visits and care, I hope that someone will look into ‘average price’ for the areas where people live, and coverage of supplements that are aiding in preventative/medical care. Everyone chooses to start pets on meds as part of a treatment plan with a veterinarian’s recommendation... if that is the case, they should be included in the benefits you provide. B
5

out of 5

POSTED: | BY: Janet

Great customer service and prompt payment of claims.

This is the first experience I had had having insurance for pets. I am so grateful I elected to have it through my employer. Without it would have created a fina cial strain and even resulted in me electing to not get proper care for my dog. Nationwide has been excellent both in thier customer service and prompt payment of claims. The ability to submit claims electronicaly with payments made directly to my personal account, resulted in quick reimbursement to my upfront payments. As long as I have pets, I will maintain xocerage for them under Nationwide.
5

out of 5

POSTED: | BY: Mark

Good to have in an emergency

Needing expensive anti-venom treatment for our dog after a snake bite was an easy decision knowing the insurance was there to assist afterwards
5

out of 5

POSTED: | BY: Donna

I love the insurance protection Nationwide provides

This is a wonderful insurance plan. Thank you!
5

out of 5

POSTED: | BY: Jessica

Easy process

I can't say enough about how easy Nationwide's claim process is. The website is user friendly, straight forward to upload documents (receipts etc) and lets you know exactly where you are in the process. The explanation of benefits makes everything so easy. Very happy customer so far.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review