Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: John Panetti

Nationwide Pet Insurance is a WASTE of…

Nationwide Pet Insurance is a WASTE of money. They don't cover anything you need, after you submit a claim, even if it falls under your plan they don't cover it. The list of exclusions for things they do cover is enormous, you may as well be throwing money down the drain. Multiple times I have gone to the vet, expecting that the plan I'M PAYING FOR will cover me for at least something and when I submit a claim, $0 back. What's the point of insurance then? 2 years back I decided I wanted to add Wellness coverage, they told me they added it and I guess never did, because when I went back to the vet for a wellness check, they told me that wasn't in my plan. Awful business model, horrible customer service and the product they sell is basically a scam. You may as well be paying out of pocket for the "coverage" you get.
5

out of 5

POSTED: | BY: Gloria weir

It was simple

It was simple. just a phone call and screening. Mr. Darren was great in gathering the information and sharing information. He was helpful in selecting the packages for my furbabies.
5

out of 5

POSTED: | BY: customer

Overall all good

Overall all good. Kevin was great.
5

out of 5

POSTED: | BY: Kate S.

Benefit Transparency

The benefits for each tier were clear and easy to understand, especially with the examples for each section (accident, illness, etc). The difference in price listed up front was also very helpful. I am very clear on what the policy covers, what it doesn't, and to what extent I will have to pay (deductible plus 50% of covered services).
4

out of 5

POSTED: | BY: Amber Pierce

Cat Breed question on application

I don't know what breed my cat is, so there should have been an option for Unknown or Other, and/or picture examples as a guide to help determine what it might be. Plus, it doesn't tell us how important it is that we are fully accurate with the answer.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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