Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Renee Goldin

So happy to be back with Nationwide

So happy to be back with Nationwide. I had pet insurance from them from the time my puppy first came home until March2026, which is 5 years. I foolishly left them when they trimmed down the pet insurance policy. After 3 months with another insurance I realize the value I lost. While I was not able to recuperate the previously offered premium at the time the policy changed I did get offered one that was very close. What accident and injury policy doesn’t cover labs, X-ray, surgery etc??? Thank you Nationwide for continuing to cover our beloved fur babies when they need it most!
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5

out of 5

POSTED: | BY: JD

Jeremy was a wonderful guide

Jeremy was a wonderful guide and walked me through everything, answered my questions, and followed up the day we brought home our puppy so we could get the policy application completed.
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5

out of 5

POSTED: | BY: Brook-Lin

Kevin is great and very easy to talk to!

Kevin is great and very easy to talk to!
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5

out of 5

POSTED: | BY: Ellen Thompson

I already had one dog insured with you…

I already had one dog insured with you and got a second, which I wound up insuring with AKC. Their insurance is worthless.
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3

out of 5

POSTED: | BY: customer

It was easy to get covered once I…

It was easy to get covered once I connected with the right agent. When I started this process 2+ weeks ago the agent I spoke with was not helpful at all with regard to telling me where to find information. The agent I spoke with today made the process easy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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