Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Jim

First claim and it’s going slow

I adopted a new dog in September of 2021. He was up to date on all his shots so I didn’t have to take him to the vet until June of 2022. The vet did some tests which resulted in him needing an ultrasound. I submitted the claim and it was denied since they needed additional medical history. All I have is his adoption paperwork along with the vet checkup that was done at the shelter. I sent that information and all I got was an automated email saying they received my email. Looking online the the claim still shows as closed. It doesn’t reflect that I sent in the additional paperwork that I had. I called Nationwide and was told that they did receive the paperwork and it’s being reviewed and could be 30-60 days before there is a decision. It would be nice if there was at least a note on the claim stating that it is being reviewed. As of now I have no idea what is going on. Depending on how this claim goes I may just cancel my policy and go with Trupanion again. I had them with my 2 previous dogs and they were quick and efficient. Hoping this doesn’t turn out to be a bad experience.
5

out of 5

POSTED: | BY: Hidilberto

Jennifer was very helpful all the way…

Jennifer was very helpful all the way in the process of resetting password to file a claim. Great job!!
5

out of 5

POSTED: | BY: DJ

I had a question about a payback that…

I had a question about a payback that Jennifer was so patient answering. We finally figured out every little detail and I then knew what additional information I needed to provide. She was great!!!!!!!!!!!!
5

out of 5

POSTED: | BY: Dr Heather Loveland

Coral was SUPER helpful

Coral was SUPER helpful! I was given answers to all my questions and she was amazing and patient while I tried to figure out why NONE of my claims went thru. It seems like it was a problem with the portal cutting off part of my images. Oh well! Now I know and can address! Thanks again girl! You are so great!
5

out of 5

POSTED: | BY: Melissa M.

So glad I called!!!

I had some questions about a claim and called the customer support line. I was speaking with an actual person in just a few minutes. The representative was very friendly and made sure that all of my questions were answered thoroughly and accurately. She was able to email me all the information needed to process my claim while on the phone with me. She stayed on the phone with me for almost 45 minutes and made sure that I understood and received everything via email before getting off the phone. I am highly satisfied with the customer service, and I will not hesitate to call again!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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