Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,439

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judith

You are appreciated!

Can depend on Nationwide for our coverage. Very much appreciated! One minor note: it takes nearly a month for our claims to be processed. This seems a bit long. Might be less, just feels looong ;)
5

out of 5

POSTED: | BY: Ron

Excellent coverage. Prompt reimbursements.

Extremely pleased with everything about this policy. Never had a problem with a claim. Reimbursements are prompt, online claim form works well.
5

out of 5

POSTED: | BY: Barbara

Happy to have taken out insurance with your company

You have always responded quickly with every claim I submitted. I only wish you would cover more for prescription maintainance drugs.
5

out of 5

POSTED: | BY: Paige

Thank you for allowing me to worry about my baby and not the costs

Insuring our youngest dog was one of the best decision we’ve ever made! He was healthy and happy and randomly had a stroke about a month ago. We have been able to give him the best care possible because Nationwide covered what they said they would cover. Cause of stroke is still a mystery but at least now we can afford to get him healthy again and try to figure out what happened in the first place. Thank you a million times, Nationwide!
5

out of 5

POSTED: | BY: Selena

Very helpful in paying claims

Good pet insurance company, easy to submit claims and a quick turn around!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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