Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,843

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Nationwide cares for my Doberman and me

Nationwide has been easy to work with since we signed up when our Doberman was a puppy. Since that time, he has been a challenge (obstruction, kidney issues, etc.), and we have never had a claim denied or questioned. I keep meticulous records and Nationwide is prompt with payment. We recently had to visit Texas A&M University for a laparoscopic procedure to neuter and tack Franklin's stomach, and insurance gave us piece of mind we were prepared to handle all medical expenses. We have the best plan possible, and I will never have another dog without insurance.
5

out of 5

POSTED: | BY: Jody

This insurance coverage has been great!

This insurance coverage has been great! The claims are processed so quickly and so easy to submit!
5

out of 5

POSTED: | BY: James

Making a claim is simple, and we got paid so quickly!

I have been with Nationwide since we've had Chewie, and we couldn't be happier. We love our furbabies!
5

out of 5

POSTED: | BY: Mike

Excellent

Thank you for all you do. Outstanding!
5

out of 5

POSTED: | BY: Michael

Nationwide is terrific - could not be better

We've have animal companions for many years, but never took out insurance - I had imagined it being difficult and time consuming to make a claim and that lots of things would be excluded. It was only because of recommendations from a friend that we looked into insurance for our poodle puppy. We've had several claims already and Nationwide has been really great. It's very easy to make a claim and they process them like clockwork. At our choice, we have the payment go directly to our bank account. No checks in the mail. No delays. Just great service. My only regret is we didn't have insurance for our previous companions. Nationwide has been unbelievably great and the website is very good and easy to navigate, register with, etc. Nothing but good things to say.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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