Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Holly

Fast and convenient claim payments

Truly appreciate being able to do all claim submissions online, and have the claim direct deposited into my account. One less thing to worry about when my pup isn't feeling well.
5

out of 5

POSTED: | BY: Debby

Can sleep at night knowing I have pet insurance for both my cat and dog.

Always Always helpful and concerned. Love this pet insurance.
5

out of 5

POSTED: | BY: Hedy

Very pleased with your overall service and coverage

very positive
5

out of 5

POSTED: | BY: Rosanna

Amazingly easy and fast claim services

So far, we have been very pleasantly surprised over just how easy and fast claims are processed and reimbursed!!
4

out of 5

POSTED: | BY: Kat

Customer service is top notch

Their customer service reps all deserve a raise - every time I've called in with a question they have been super easy to talk to and helped me understand my claims. The only reason I didn't give a full 10 is because sometimes the process time is extremely slow and it feels like the claims get forgotten. I've had to call in 3 times to get a claim processed after I hadn't heard anything for weeks. But, to give the customer service reps another shoutout - whenever I call in my claim will get processed immediately.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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