Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jean

I kept being told it would take "30 more days" to process. Waited too long to get insurance check.

While the staff is friendly it took way too long to get reimbursed for recent care. It took 90 days to get reimbursed. That is ridiculous.
1

out of 5

POSTED: | BY: Jean

I kept being told it would take "30 more days" to process. Waited too long to get insurance check.

While the staff is friendly it took way too long to get reimbursed for recent care. It took 90 days to get reimbursed. That is ridiculous.
5

out of 5

POSTED: | BY: Brooke

The customer service we have received has been tremendous!

The customer service received when making calls asking about claims and timeliness has been more than helpful!
5

out of 5

POSTED: | BY: Denis

Well worth it; they are also so easy to work with.

I was referred by a colleague and called Nationwide. They were informative and easy to deal with from the beginning. Since then I have made some claims and the payments are made promptly to my checking account. The claims can be made by sending s photo of the bill to Nationwide via an app. It’s easy and so far the relationship has been really good.
5

out of 5

POSTED: | BY: Tanya

Helpful

Nationwide was very helpful after my dog got hurt. They care about pets and helped me not to worry about money and focus on my dog!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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