Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Michaela

There is always a fight to get your money, even with the highest plan that is offered.

Every time I put a claim in through Nationwide, it is always "another 30 day review". It is obvious that they are holding the money reimbursement as long as possible to just keep it invested so the company gets money. It is ridiculous, that even the simplest claim of a flea collar (which my policy strictly states it will cover), there is "additional information needed". I have yet to have a claim where it was super easy and the check came within the 30 days.
5

out of 5

POSTED: | BY: Tamara

Positive experience thus far

I've been happy thus far. This is my first dog insured through you guys. My older three are with another company. I would like to know at what point can I add the major medical on for her?
5

out of 5

POSTED: | BY: Shelley

Insurance Effective date of 5/15/18- unfortunately had an emergency vet visit on 5/18.

My dog's insurance coverage was effective on 5/15/18. Unfortunately on 5/18, she was involved in an altercation with another dog that resulted in a gash under her eye that needed to be stitched immediately - of course after hours. Nationwide paid the claim in about 2 wks - no questions asked. Made me one happy camper!
5

out of 5

POSTED: | BY: Susan

Excellent service

The rep I spoke with was Diana. I liked her immediately as she was very friendly, courteous, and helpful. I did not have a claim, but was checking on the status of my application for insurance for my pet.
5

out of 5

POSTED: | BY: Cynthia

Why go anywhere else?

I have had Nationwide Insurance since Harry was 8 weeks old. He is now 8 years old and still going strong - and as is typical of the Old English Sheepdog breed - still acting like he is 2 years old. What a lovable clown he is! We have not had a year when I did not have to file a claim for services - and each claim has been handled quickly and efficiently. The explanation of benefits is clear and this company really cares about my pet. Why would I go anywhere else?
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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