Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ali

Worth every penny

We have great experience with this Insurance program. We can call to determine what is covered, our reimbursements are timely and have not been declined. Very glad we made the purchase right away when april joined our family.
5

out of 5

POSTED: | BY: Lennie

So thankful

We never had insurance on our other dogs, we got a new puppy and I was hesitant because of the extra cost. Puppy got into something and made him very sick and spent a couple nights at the vets. He is 100% better and I am very thankful we have the insurance.
5

out of 5

POSTED: | BY: Lennie

So thankful

We never had insurance on our other dogs, we got a new puppy and I was hesitant because of the extra cost. Puppy got into something and made him very sick and spent a couple nights at the vets. He is 100% better and I am very thankful we have the insurance.
4

out of 5

POSTED: | BY: Irene

Customer service rep phone convo

I love the pet insurance and what it all encompasses. However, when I called into customer representative to inquire why my claim was denied, the rep did not sound too friendly. She was able to help me and answered my question but did not sound too excited to serve me. It made me feel very insignificant.
5

out of 5

POSTED: | BY: Michal

Excellent insurance

Having Nationwide has been a lifesaver for Zoey as well as for myself. I cant imagine being without insurance for my furbaby.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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