Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gerry

Grateful

I have two six year old Westies that both have health issues (one requires weekly allergy serum injections and the other requires 6 daily eye drop medications for KCS). Both are lifelong conditions. Although I never had pet insurance with my earlier pets, I decided to enroll in Nationwide Pet Insurance with these two when they were very young (4 months and 8 months, respectively) not having any foreknowledge that we would be dealing with lifelong issues for both of them. I am beyond grateful to have Nationwide pet coverage and highly recommend them. They are the best!!!!!
5

out of 5

POSTED: | BY: Lois

THANK YOU FROM ME AND FROM MOONLIGHT

Any dog I ever have will be insured by you. Moonlight suffered a collapse that led to diagnosis of Addison's Disease. Because of you I could afford the right treatment at the time and the continuing vet visits and the medication that keeps her healthy. Years ago I had a Rottweiler named Katy, also insured.by you (first VPI). We lived on a farm and Katy would occasionally tangle with farm equipment or groundhog holes but my wonderful vet (Dr. Lynn Libby at Companion Animal Hospital in Mount Joy PA) put her back together every time, and thanks to insurance, we could do all the necessary tests to make sure she was okay. I just can't praise your company enough. You may use these comments in any way you see fit. Since I bought my first policy from VPI in the early 90s, your Pet Insurance Review was not available. I bought the insurance on the recommendation of my vet.
5

out of 5

POSTED: | BY: Lynn

Spectacular pet insurance

The best investment I have ever made. I adopted an Akita who has many medical issues, and I have never had an problem with the abundance of claims I have turned in. I tell anyone with a fur baby about how wonderful this insurance is.
5

out of 5

POSTED: | BY: Katherine

Great service

Great service...only downfall was claim took very long to reimburse
5

out of 5

POSTED: | BY: Jeffrey

Worth every penny

This insurance has been an absolute life-saver! We got the insurance knowing our dog was getting older and it has paid off tremendously. He was diagnosed with some heart ailments and we have been able to provide the best care for him because we know Nationwide will help us along the way. No more worries about if we can afford treatments!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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