Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Samantha

Great

I was happy when I got pet insurance. Just like humans we need it just in case anything bad happens. Really satisfied with nationwide pet insurance.
5

out of 5

POSTED: | BY: Rhonda

Nationwide Pet insurance is absolutely the best pet insurance!!!

I shopped around for pet insurance when I purchased my 2 Yorkie puppies and Nationwide Pet Insurance is by far the best pet insurance available! I HIGHLY recommend Nationwide to all my friends and family, and to anyone else that may be looking for insurance for their babies!
5

out of 5

POSTED: | BY: Jessica

Unsatisfied lately

I hate giving a bad review, but I feel like explaining my situation may be helpful for the future. Lately I have submitted some invoices where I received emails starting that either the wrong dogs name was listed, the invoice or claim form wasn't attached, or wrong invoice was attached for wrong dog. I have two dogs and have submitted invoices with both listed and separate claim forms. I don't understand why lately my claims have been rejected as none if the above was occurring. I am not sure how things got so mixed up, but I hope they get resolved fur the future as my coverage end in July and I am open to switching services if needed. As I said, I have never had these issues in the past and have always been satisfied with the services. I hope these issues can be resolved as I hate to wait 3-4 weeks only to hear I need to submit my claim again for whatever the reason. Thanks for your time, Jessica
5

out of 5

POSTED: | BY: Gerry

Grateful

I have two six year old Westies that both have health issues (one requires weekly allergy serum injections and the other requires 6 daily eye drop medications for KCS). Both are lifelong conditions. Although I never had pet insurance with my earlier pets, I decided to enroll in Nationwide Pet Insurance with these two when they were very young (4 months and 8 months, respectively) not having any foreknowledge that we would be dealing with lifelong issues for both of them. I am beyond grateful to have Nationwide pet coverage and highly recommend them. They are the best!!!!!
5

out of 5

POSTED: | BY: Lois

THANK YOU FROM ME AND FROM MOONLIGHT

Any dog I ever have will be insured by you. Moonlight suffered a collapse that led to diagnosis of Addison's Disease. Because of you I could afford the right treatment at the time and the continuing vet visits and the medication that keeps her healthy. Years ago I had a Rottweiler named Katy, also insured.by you (first VPI). We lived on a farm and Katy would occasionally tangle with farm equipment or groundhog holes but my wonderful vet (Dr. Lynn Libby at Companion Animal Hospital in Mount Joy PA) put her back together every time, and thanks to insurance, we could do all the necessary tests to make sure she was okay. I just can't praise your company enough. You may use these comments in any way you see fit. Since I bought my first policy from VPI in the early 90s, your Pet Insurance Review was not available. I bought the insurance on the recommendation of my vet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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