Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

happy with insurance

Happy with my insurance over the last 2 years. Claims seem to take longer to get EOB and payment notice than they had previously, but they pay
5

out of 5

POSTED: | BY: Shari

Customer service is great!

I’m very pleased with the service, I would highly recommend you to all my friends and family!
4

out of 5

POSTED: | BY: Jason

Good services service

Like nationwide. Easy to use and fair with the claims. Claims take a long time to process
5

out of 5

POSTED: | BY: Talia

Fantastic!

Extremeley pleased with everything - to the claim submission process to the timely updates on where our claim is at. Truly fantastic service!
5

out of 5

POSTED: | BY: Austin

So dependable

It is hard to find a service that has been as dependable as Nationwide / vpi has been for pet insurance. They are fair and responsive for all claims I've submitted in the ~3years I've had them. I love my cat and with this insurance I'll never be put in a position where the cost of care becomes unmanageable. I hope my experience thus far with them lasts forever.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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