Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Love having insurance on both of our Golden Retrievers but wish the reimbursement period was shorter.

We don't know what we would have done without the reimbursement we received when Einstein, our 18 month old Golden Retriever, ate something that could have caused serious harm to him. Knowing that we would receive reimbursement made the stressful situation much less stressful. The only thing I would wish for is quicker reimbursement. We had to wait a full 30 days for reimbursement. I had provided all necessary documentation and since no one contacted us for more information what I provided was sufficient. It was unfortunate that it took so long to get our funds back.
5

out of 5

POSTED: | BY: Anthony

Best pet insurance ever

We are very happy with Nationwide. They cover everything they say they will and as long as I send the correct info I receive whats covered promptly, thank you.
5

out of 5

POSTED: | BY: Paul

Efficient

I submitted all our claim docs and within 1.5 weeks, we received a payment, so it made the process very easy
5

out of 5

POSTED: | BY: Laura

There is no other Pet Insurance like Nationwide!

Customer service is very important to me. Every encounter that I have had with any service representative has been impeccable... Thanks Nationwide for training the best. The services that are offered are a plus... I love the calls to check on my dear Lucy, the access to the Vet line is also wonderful. Go Nationwide Go!
4

out of 5

POSTED: | BY: Elizabeth

Thank you for helping cover Pauly D's recent vet expenses even if it was slow to process and issue a reimbursement!

I am happy Nationwide covered Pauly's recent vet expenses related to a herniated disc. It was so easy to submit claim forms online. I am still waiting on my reimbursement check though, which says it was approved on 10/16, today is 10/30. I think next time I will choose direct deposit. I am still very happy knowing they are on Pauly's side and will help to offset the cost of unexpected vet bills. Our bill was $3000+ due to an MRI to diagnose sudden pain in his neck and carrying his head low.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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