Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gustavo

Excellent

Excellent customer service I'm telling everyone about Nationwide is the best por their pets care
5

out of 5

POSTED: | BY: Donna

ABSOLUTELY AWESOME EXPERIENCE!!!

My experience with Nationwide Pet Insurance was the best. You never know what to expect from your insurance until you need them. Our baby collided with a car and displaced his hip. After attempting to reinsert it, we ended up having to do an FHO. I filed both claims with NPI and they were paid with no issues. I have referred NPI to all my pet loving friends. I could not have asked for better customer service. Thanks NPI!!!
5

out of 5

POSTED: | BY: Matt

Very easy system

Nationwide have been great with all communications with them. We get emails from them explaining everything and the compensation process is easy enough. What i would say is that you need to consider if you need insurance for older dogs (over 8/9) as they dont cover as much and it becomes less cost effective (we found this recently with our poor old dog who recently passed away). For younger dogs, they do help out with the costs and it is more cost effective.
5

out of 5

POSTED: | BY: Holly

Recommended nationwide pet insurance to everyone

I recommended Nationwide pet ins to everyone I met with a animal. It has Truly been such a blessing and sigh of relief with with our lab. I have found labs require a lot of medical attention and knowing we have nationwide for her always makes things so much better. I know I can take her and financially we will be okay...because nationwide is on our side! So grateful for you insurance and so is bailey :)
4

out of 5

POSTED: | BY: Wendy

Great insurance, slow reimbursement

I think Nationwide pet insurance is amazing. It's super easy to submit a claim and I never feel like I am being duped and taken advantage of. I always understand my reimbursement amount. However, I think the amount of time taken to process a claim and receive reimbursement is far too long. The last time I submitted, it took about a month to receive. Luckily, this was a small bill, but in the future it may be larger and have more of an impact on my finances. I would like to see this amount of time shortened. Otherwise, Nationwide is great!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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