Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Robin

Helpful but takes a while

I have had VPI and now Nationwide for the past 7 years and it has helped me tremendously. The process to submit a claim is very easy but the turn around time seems very long. If I had one recommendation it would be to implement a 5 day response time but other than that it has been good.
5

out of 5

POSTED: | BY: Wanda

Nationwide Pet insurance has been great to work with:)

10
5

out of 5

POSTED: | BY: Elizabeth

They make vet care affordable

I adopted a five year old Siamese who had no medical or dental attention for five years. Nationwide stepped right up to the plate and covered her spaying and her dental needs - NO waiting time, coverage was immediate. She has had a couple of issues in the time I have had her and Nationwide was there for us each time. They make it possible for me to afford to take my baby to the vet without having to worry so much about the cost. I have the whamma jamma policy ($250 deductible and then 90% - 10%; SO WORTH IT! I am so very grateful.
5

out of 5

POSTED: | BY: Alexis

Nationwide Pet Isurance gives me peace of mind

Having pet insurance is one of the most important decisions I’ve made for my puppy. There are so many times i would have debated on bringing her to the vet because of the cost, this insurance allows me to take her when i have any concern instead of debating it. The 24/7 vet helpline also lifts a weight and helps me decide if the vet is totally necessary. I won’t have a pet without it ever again!
5

out of 5

POSTED: | BY: Alyssa

Best Decision Ever

Getting pet insurance was the best decision we made when we got our Bulldog puppy, Larry. English bulldogs are a breed unto themselves and within the first 5 months we've had many "first time puppy owners" visits to the vet. Having the pet insurance has ensured that we don't have to weigh our options for different or lesser treatments options, ensuring we keep Larry happy & healthy and us financially stable.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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