Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Colleen

So far, Nationwide has been a huge help

There are a lot of negative reviews about Nationwide, but so far we have had pretty good luck with them (except they denied one of my dogs because of her IBD... She isn't even on Prednisone anymore and has no internal damage or issues and they still won't cover her.) If they would have approved my other dog for coverage, and didn't get rid of the whole wellness for dogs under 1 year of age they'd get rated at 10/10. (I would have signed 4 puppies up for the whole wellness plan!). However, we have had Nationwide with two of our dogs, and they've been pretty good. Reimbursement can take a while, but they cover A LOT of issues. Their deductible, coverage, and reimbursement rate is unlike any other company. They truly are the best value for your money. (If you sign up for Whole wellness! NOT major medical with wellness). I have referred numerous people over to Nationwide, because they give me comfort in knowing my pets are covered.
5

out of 5

POSTED: | BY: Susan

Always had positive results on claims.

Never any surprises. This is my 3rd pet coverage with Nationwide Pet Insurance. Now you don't have to wait for a reimbursement check to come in the mail. You can choose to have it deposited directly to your bank account.
5

out of 5

POSTED: | BY: cristina

Reliable

pretty quick response
5

out of 5

POSTED: | BY: Sherry

That your insurance is great

Thank you for helping me
4

out of 5

POSTED: | BY: Lisa

Good Coverage, Slow Processing

I really like the coverage that Nationwide offers with accident/illness and wellness visits, but find it extremely inconvenient that it takes over 3 weeks to process my claims even though I submit them online. I’ve worked with other pet insurers that make it a priority to process claims within 2 business days.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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