4
out of 5
POSTED: | BY: Constance
Great coverage but deductible varies significantly by location
The coverage once the deductible is paid is very comprehensive with the exception of what Nationwide has deemed "pre-existing" even if it is a condition like a parasite that may be a new infestation versus a prior one. That said, at least a thorough explanation was provided in that instance and since then the coverage for all medical care, prescriptions, tests, dental work and even nail trimming is very comprehensive. They have improved their handling of claim payments by adding direct deposit thru Chase payments, and timing of payments is reasonably good. The only aspect of coverage that is unclear to me is the difference in deductibles between locations - in particular, two major metropolitan cities. For Boston area, the annual deductible is $250, yet for the same plan and same breed the deductible in Los Angeles is $100. That is not insignificant, especially when we have 2 dogs on Nationwide plans.