Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff

Good coverage overall

Good to have the peace of mind of insurance for our beloved pet and we thank Nationwide for being there for us during times of illness or injury.
4

out of 5

POSTED: | BY: Dawn

Lifesaver for my dog Gypsy!

Whether it's been my dog's allergies or other problems, I have always been extremely thankful for this insurance!
5

out of 5

POSTED: | BY: Tony

Great service

I only have one complaint: it takes too long to receive my reimbursement from Nationwide. I filed a claim and it took several weeks to receive my funds. Prior to that, I was checking on the status of the claim in my account online and couldn't even see that it had been received and was being processed until about two weeks prior to being reimbursed. If claims could be processed more quickly, along with the proper information notifying me that a review is under way in a timely manner, and receipt of funds is expedited, I would be giving you all a ten out of ten!
5

out of 5

POSTED: | BY: Elizabeth

Great coverage

Claims were paid without any issues! It’s nice to submit my bill and get my money back as expected without any issue.
5

out of 5

POSTED: | BY: Patricia

So glad we have Nationwide!

I'm so glad and happy that we have Nationwide for Spencer. It has really helped to have a pet insurance especially since he is part of our family too!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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