Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Myrna McDowell

Unexpected coverage

My Koa recently had five extractions. We weren't expecting it to be covered by his insurance so needless to say that it was a pleasant surprise to find out that indeed it was covered. Thank you!!!
5

out of 5

POSTED: | BY: Debbie

Great service

Great service. Peace of mind knowing he's covered.
5

out of 5

POSTED: | BY: Angel

Thank you

Thank you. I have recommended you to several people. This rollercoaster ride with all that has happened with my baby has been such an emotional time, I am thankful for your coverage so I can continue to get him the care he needs
4

out of 5

POSTED: | BY: c. kaiser

Reimbursement takes too long. Fee schedules are too low.

Reimbursement takes too long!
5

out of 5

POSTED: | BY: Kristi

Working with Nationwide is a Dream

The coverage Nationwide provides and the ease of filling claims makes working with this company effortless. Not only has coverage been outstanding, reimbursement for my claims happens quickly. It's great! I have two older pets who are covered under a different insurance provider (didn't know any better when I started those policies). They have been a serious disappointment, denying most everything with the most childish of reasons. In stark contrast, it has been an absolute pleasure working with Nationwide at every step of the way. I cannot recommend this company highly enough and I am so very thankful for the help and service they've provided to me and my boy. Thank you, Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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