Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Corine

Has been great but getting cost prohibitive

I have had many claims paid to my satisfaction. Some declinations I disagreed with as the "explanation " made no sense. Now the yearly coverage just jumped $80 per month so I will probably have to drop the insurance
5

out of 5

POSTED: | BY: Adriana

You guys are the best!

Always prompt and quick to process a claim. Over the phone you are genuinely concerned about our pets. Thank you so much!
5

out of 5

POSTED: | BY: Cindi

Well organized process, excellent service.

I have recommended this company to many people. I have had another insurance provider for pet insurance in the past and the claim process was very cumbersome and poor payment history.
5

out of 5

POSTED: | BY: Jillyn

Nationwide Pet Insurance is awesome!

Bailey has been covered by Nationwide since he was six months old. He's seen vets in Hawaii, Washington and across the state of Florida, and Nationwide has always been there. They make it easy to ensure that Bailey has the best possible care — from emergency vet visits on vacation to regular check-ups — because we know he's covered for nearly everything. The peace of mind is invaluable.
5

out of 5

POSTED: | BY: Paula

The best decision I made when I got my dog!

Nationwide has done everything they said they would do! So thrilled to find a company that honors its word and has perfect service, too!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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