Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara

always great customer service.....

your company as always has great customer service and explains claims etc very well - Thank You
5

out of 5

POSTED: | BY: Heather

Nice to have annual/wellness items covered!

I researched a lot of pet insurance companies and Nation Wide was set apart by the partial reimbursement for annual/wellness items. We also have issues with anal glands and would like to have the surgery but Nation Wide views that as an elective surgery and it is not covered. Overall I am please to see reimbursement in other areas.
5

out of 5

POSTED: | BY: Denise

Good Coverage for the Price

Good medical coverage for the price. Claims processing is a tiny bit slow, but acceptable.
5

out of 5

POSTED: | BY: Kimberly

Awesome turn-around time in claim payment!

I had some trouble in the beginning because I had taken Oda-Mae in twice and we still had no diagnosis. I really needed that money from the appointments, but they wouldn't even consider any payment until there was a diagnosis. This I have a problem with. The pet owner should not be penalized because there is no diagnosis. Medicine is not an exact science and sometimes things take awhile to figure out. I really needed the payment. Once I got a diagnosis and submitted the claim again, payment was turned around very quickly. That was excellent. I do wish that the diagnosis/payment issue could be looked at on a case-by-case basis.
5

out of 5

POSTED: | BY: Rob

Claims are processed quickly and coverage is clearly explained

We have two Aussies, 10 months and 17, months old. Well puppy visits and vaccinations have been quickly and fairly handled by Nationwide. One of the pups was stung by a spider and her snout really puffed up, closing an eye. The treatment was reimbursed under the terms of the policy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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