Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tim Ricks

Pet insurance is a little pricey but worth it if something major happens.

Feel Nationwide does what they say they will do.
5

out of 5

POSTED: | BY: Kristin Ferguson

Easy to use, Essential to have

I have been very impressed this past year w/ Nationwide pet insurance for my cat Bojangles. She has had several unanticipated health issues this year from hyperthyroidism, a cracked tooth, another tooth with an abscess, increased liver function tests, and feline acne. Nationwide has helped me to be able to give her the veterinarian recommended care. I couldn't ask for a better pet insurance coverage plan.
5

out of 5

POSTED: | BY: Sally Anne

Extensive dental cleaning

Evening is a young cat, but it turned out that she needed more extensive dental care than a cat her age usually requires. Because we had the foresight to have purchased a policy for Evie when we first got her as a kitten, there was no problem getting all the pre-dental bloodwork she needed and then having the vet give her a full dental cleaning.
5

out of 5

POSTED: | BY: Michael W.

Nationwide claims processing is, usually, very quick and efficient; staff are friendly and professional.

Am impressed with the timely turn-around of Nationwide's claims' processing.
5

out of 5

POSTED: | BY: Sandy

I love Nationwide Pet Insurance

I purchased insurance for my 2 dogs after dealing with kidney disease and cancer with my other dogs. So far, it has been a great investment and I am covered if anything big comes along.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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