Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Moni Henderson

Always Pleased With The Service - Y'all Really Rock!!

My sweet sweet Bernie (the Pug) just turned four years old. He's been covered by Nationwide since he was about two months old. From the basics (immunizations, neutering, chipping, flea/tick/heartworm & allergy meds, etc) to a few not-so-basics (sprained foot, head wound, paw pad injury and probably a few other things that skip my mind at the moment), Nationwide has been there! Filing claims is SO easy and payment is always really fast (sign up for direct deposit and payments are even faster!). No matter who you speak with if you call, the reps all seem to genuinely care about Bernie. I can't tell you how many folks I've encouraged to get their fur babies insured through Nationwide....I'm probably one of the company's biggest fans. I'm pushing 60, always had pets and yet never before had insurance for any of them until Bernie came along. I think we all say "it's so expensive". Folks, NOT EXPENSIVE with Nationwide. In fact, overall, you will find that just the basics (mentioned above) more than pay for the premium. I remember a while back doing a review for Nationwide on FaceBook and actually added up what I had paid for premiums versus what they had paid in claims (for only the basics). I believe my comment was "how do they stay in business?" We've thankfully not experienced a major medical issue, but one look at their schedule for major medical coverage and I am confident they offer THE BEST coverage for THE BEST price. And the caring staff is the cherry on the cake. Me and Bernie are grateful! Thank you Nationwide for giving us peace of mind.
5

out of 5

POSTED: | BY: Elizabeth Ross

Amazing! So helpful & fast.

Within one month, our dog, Mo- had two tumor growths. (Two weeks apart!) whisky the surgery costed us thousands, and we were worried- with the help of nationwide, mo was able To have BOTH surgeries & we knew we didn’t have to worry one bit on getting the money returned. Nationwide makes it so easy to do the right thing for your animal. I will forever be greatful they were able to walk us through & help us every step of the way. I have recommended many people to nationwide, pet insurance.
5

out of 5

POSTED: | BY: Sandra Searles

Took to long for payment

Would like a more timely payment for claims
5

out of 5

POSTED: | BY: Travis Hiltrop

Reliable and quick! Pre-existings can be frustrating

Have whole pet wellness that includes anything we go to the vet for. Pre-existings can be eligible for removal if 6 months of no treatment. This has been vague for us with gastroenteritis as we had to bring our dog in the first 2 weeks of owning him and was during blackout period. Other than this, any and all claims have been process quickly and the piece of mind of going to the vet regularly has been invaluable. We recommend Nationwide Pet Insurance to everyone.
5

out of 5

POSTED: | BY: Travis Hiltrop

Reliable and quick! Pre-existings can be frustrating

Have whole pet wellness that includes anything we go to the vet for. Pre-existings can be eligible for removal if 6 months of no treatment. This has been vague for us with gastroenteritis as we had to bring our dog in the first 2 weeks of owning him and was during blackout period. Other than this, any and all claims have been process quickly and the piece of mind of going to the vet regularly has been invaluable. We recommend Nationwide Pet Insurance to everyone.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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