Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne Schonder

Doesn’t Cover Much

My premium has almost tripled in just 4 years. They levy pre-existing conditions, so most of my vet visits are not covered. They have many exclusions and limitations, and although they paid half of a major orthopedic surgery my dog had, I was still responsible for $3,000. And if you are thinking of getting it for an upcoming surgery, they’ll either slap a pre-existing condition and not cover it or not cover it because you only had your insurance for 6 months or less. I do not think I will renew my policy.
5

out of 5

POSTED: | BY: Lynne Schonder

Doesn’t Cover Much

My premium has almost tripled in just 4 years. They levy pre-existing conditions, so most of my vet visits are not covered. They have many exclusions and limitations, and although they paid half of a major orthopedic surgery my dog had, I was still responsible for $3,000. And if you are thinking of getting it for an upcoming surgery, they’ll either slap a pre-existing condition and not cover it or not cover it because you only had your insurance for 6 months or less. I do not think I will renew my policy.
5

out of 5

POSTED: | BY: Laurie

Very impressed with the insurance and ease of submitting a claim.

I would recommend Nationwide in a heartbeat. They have been very helpful to us and the ease of contacting them is remarkable.
5

out of 5

POSTED: | BY: Cynthia Ferrell

No denial of any claim is great!

After several years with Nationwide Pet Insurance, this was my first major claim, and I was worried it might be denied, as is typical for human health insurance. Nope! Claim was paid per policy benefits. I'll be recommending you even more highly now.
5

out of 5

POSTED: | BY: Allyn

Great decision

Taking the leap to buy insurance on my boy Boo was a great decision! I’ve been very happy with Nationwide’s pet insurance and their services.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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