Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Deborah

Good coverage and resource information

It gives us great peace of mind to know that we will be able to afford to address our Charlie’s medical issues. Especially as he gets older. However there does seem to be a long lag time between claim submission and claim payment.
5

out of 5

POSTED: | BY: Mary

Glad I have Nationwide for Gracie

I have Nationwide pet insurance for my dogs, mostly so I could cover anything catastrophic. Most years, I don't make any claims at all, but this year I had to submit a couple for Gracie. Nationwide was very prompt with its reimbursement. Thank you! It's great to have some peace of mind and know that I can do the best thing for my pups.
5

out of 5

POSTED: | BY: Amber

I'm glad I've signed up with Nationwide's pet insurance.

The only reason I haven't given a 10 is because it would be nice to know what step of the claim process a claim is in beyond accepted, processing and completed. I love that it's so easy to submit claims via the VitusVet app. It's quick and convenient. I've never had a reason to call customer support.
5

out of 5

POSTED: | BY: Annie

Best Pet Insurance

I submit a claim and it is usually paid within a couple of weeks. This insurance pays for health check ups, flea and tick meds, shots, dentals, and I am sure more. I can't believe I was so fortunate in discovering Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: John

much more efficient with app

relatively seamless claims procedure with app and quick response.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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