Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah S

Pet Insurance

I,ve had this pet insurance for over 20 years. I would definitely recommend VPI
5

out of 5

POSTED: | BY: Donna Barchman

Sadie is doing great

Good Day, my dog Sadie is doing great I would recommend your compay for pet insurace it is easy to fill out the claim form and also your company have a great turn around on the claims that I summited.
3

out of 5

POSTED: | BY: Walid Fahmy

Processing Claims

Processing claims takes way too long. I am seriously unimpressed with the slow pace of this procedure. Please rectify this.
5

out of 5

POSTED: | BY: Sarah Snider

Fast and Easy

Nationwide claims for my dog are easy and quick to fill out. I do wish that anal gland expressions were covered, however.
5

out of 5

POSTED: | BY: Ted Bazer

Definitely worth it to have

We first purchased pet insurance when we got our second dog. Our first dog has a serious illness and we did not have insurance, so the costs added up. We've now had Nationwide since around 2005, definitely comes in handy. Has saved lots of money in the long run.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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