Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Dake

Nationwide Pet Insurance has been amazing!

This summer Luger tore his ligament. I have been filing multiple claims for surgery and post surgery care. Nationwide has done a great job in processing the claims and answering any questions I had. I was reimbursed within 3-4 weeks. If you have an animal and you don't have insurance you should and you should use Nationwide!
5

out of 5

POSTED: | BY: Debi

love the coverage but wish she was on Whole Pet as a puppy instead of w aiting until 2 years

We enjoy Nationwide and have it on both of our pets. The coverage is great as long as you can pay upfront for your medical expense. It can take up to a month to get reimbursed so keep that in mind. We travel and it's nice to know that our pets are covered when we are away and have emergencies. I wish Whole Pet would start again as a puppy versus waiting until 2 years old, but otherwise it's an A++++
5

out of 5

POSTED: | BY: Marcy

Excellent Choice

I definitely recommend Nationwide Pet Insurance. We got this for our two dogs right after we got them (7 weeks old) and they are now 8 years old. It has been a great service over these 8 years and many more to come. It's easy to start a claim. Since we've had it we were told about other insurance options and after looking into them have found nothing that even comes close to comparing to our plan at Nationwide. Definitely recommend. Has been fantastic for our pets with fast reimbursement and such a great service when we have needed it in the past. Thank you!!! :-)
5

out of 5

POSTED: | BY: Kathleen Walsh

Best decision we ever made!

Our first time having pet insurance! The support and assistance we have received make referring Nationwide to our friends and vet, easy to sell! Thank you for looking out for our fur babies and we will never be without pet insurance from Nationwide again!
5

out of 5

POSTED: | BY: Greg

Overall excellent experience with only small hiccups

Overall we are pleased with our experience and the coverage. its a relief knowing that we have coverage in the event something truly catastrophic were to happen. My only complaint would be the claims administration process. On three occasions, the claims processors have stated that my claims were not accompanied by a receipt. When i go back and review the email where i submitted the claim, all 3 had perfectly legible copies of the vet bill attached. All this does is take up extensive time on my part to re-research which claim is being referred to and re-submit and it feels like an attempt by progressive to get out of paying anything.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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