Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,513

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Randy

Thanks

Pennie was having a bad time with her broken tooth. Swelled up the size of a walnut under her eye. You covered the cost I didn't have to worry about anything except for her. She is past the problem and the check was received. Thanks
5

out of 5

POSTED: | BY: Elizabeth

Quick Payments!

Appreciate the quick reimbursement payments! Thank you!
4

out of 5

POSTED: | BY: Devin

Very nice, but a little slow.

My dog had 3 back to back trips to the vet. He is in an English Bulldog so this is not uncommon. It was nice that even though the visits were so close to one another that nationwide was able to payout on all 3 helping alleviate the cost of the medical bills for my awesome puppy. He is only 4 and has a lot of life left in him. And with the help of nationwide I will be able to make it a bit longer. Only thing I will say is it took the full 30 days BUT I am not sure if this is because all of my claims were so close to each other. Will update if they ask me to if I only have 1 claim.
3

out of 5

POSTED: | BY: Kyla

My dog has a "pre-existing condition" and "secondary conditions",so not a lot is covered.

Not covered for $10,000.00 of "pre-existing" and "secondary conditions". So, not entirely satisfied with the insurance companies.
5

out of 5

POSTED: | BY: Ramon

in the old times, well, it was all out of my own pocket.

Thank you very much. As stated, years ago and after eight dogs it was all on us. Thank you for your help.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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