Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Catherine Quinn

Life Saver | Nationwide is really by your side

Taffy our American Bulldog needed TPLO torn ACL knee surgery and Nationwide truly was "by our side". This allowed us to concentrate on Taffy and her recovery and we received the "all clear" 5 weeks earlier than expected!
5

out of 5

POSTED: | BY: Marci Mangold

You have done a great job paying for Greta’s charges through this ongoing illness.

It has been a difficult ten months for Greta and it’s a relief to know that you will pick up some of the charges.
5

out of 5

POSTED: | BY: Kimberly Wojcik

Nationwide has been so helpful in assisting with the cost of Madison's medical expenses.

We have had such a wonderful experience with Nationwide. It is so easy to submit a claim, and the response time is very quick. Thank you for all your help with Madison's expenses.
5

out of 5

POSTED: | BY: Stuart N

Very happy to have Nationwide on my side!

Very happy to have Nationwide on my side!
5

out of 5

POSTED: | BY: Susan

So glad I chose Nationwide for my dog

As new “parents” to Harry, we were very worried when he was limping and favoring one foot after running in the park. I called the Nationwide helpline and after going through several “tests” over the phone, they suggested I take Harry to the ER. They said that he was clearly experiencing pain, even if he hadn’t seriously injured his foot and it would be worth the trip even if just to get a pain reliever. I was pleasantly surprised that Nationwide recommended what was best for Harry and not the cost. I had already met my $100 deductible, so the trip to the ER and medication cost me $12 out of pocket. $12!!! Amazing.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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