Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Miki

Caring Professional Agency

Excellent service and provider
5

out of 5

POSTED: | BY: Stefanie

Excellent coverage for neccessary dog care.

Getting your pet insured is an essential. Having this for my 2 dogs has made taking care of their needs like a flu vaccine and heart worm prevention things so much better.
5

out of 5

POSTED: | BY: John

Nationwide is Freakin Awesome!!!!!

Love LOVE LOVE Nationwide .
5

out of 5

POSTED: | BY: Dave

Great insurance

This is new insurance for or dog lily and it is a great plan.
2

out of 5

POSTED: | BY: Brittany

You need to revise how you evaluate claims

The only reason I didn’t give this 1 star is because of the customer service I received before our pets surgery. They paid out his claim based on a generic list of injuries. Our little guy had to see a specialist for his fracture surgery, but because of his treatment, we were only paid out for a regular fracture. Which wasn’t what he had. Don’t get me wrong, what we got paid out is better than nothing, but not what it should have been. This is the only thing I have to judge nationwide by hence the low rating. Maybe in the future things will go better for us if the need arises to make a claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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