Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Greg

I’m very grateful for all the help I’ve received thus far.

nationwide has been nothing short of amazing for me. I greatly appreciate all the energy and effort. This insurance policy has really saved me after an unexpected injury to my dog. Thanks so much for doing everything you do!!!!
5

out of 5

POSTED: | BY: Donna

Excellent Insurance for your Pet

I always received notification that my claim was received, was processed, and payment sent out. My dog has a lot of issues, so this insurance has helped me financially. If only I could be reimbursed for the expensive medicated food my dog needs :)
5

out of 5

POSTED: | BY: Joy

Worth while service for our two golden retrievers, Bella (7 yrs) and Howie (9 years).

We began pet insurance for both of our dogs when they were under a year old with VPI which later turned into Nationwide. Both dogs have the top of the line in coverage. The coverage is great! I especially like being able to e-mail my vet bill along with the Nationwide claim directly to you. Reimbursement usually arrives in a couple of weeks. Both my husband and I are retired and my only concern is the increasing cost as the dogs age. Sincerely, Joy D. Aurella
5

out of 5

POSTED: | BY: Mary

Thank you Nationwide

Easy to submit forms online. Great coverage.
5

out of 5

POSTED: | BY: Lorena

Always reliable and here to help!

I think the claim process is easy and efficient. I love the direct deposit, and I always receive an EOB. Henry is my baby...and you all help me in giving him the best care possible!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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