Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelem Butts

Good experiences

We have had excellent experiences with two of our three dogs. We have insured all three of our bulldogs with Nationwide. I think our actions speak loudly, we've had three bulldogs - notoriously unhealthy dogs - and we've come back. We had issues with pre-existing conditions on one of our dogs, but everything has been great with the others. I strongly recommend working with Nationwide
5

out of 5

POSTED: | BY: Stephanie

Thank you!

I am so grateful for you all! My dog getting deathly ill earlier this year was the worst but every time I spoke with a representative, EVERY single one of them provided the kindest and exceptional service. The service has always been consistently wonderful and they’ve always been very sympathetic and wished all the best to me. I don’t see this kind of service these days anymore so please keep it up!!
5

out of 5

POSTED: | BY: Michelle Vester

Great insurance

I have been with Nationwide pet insurance since it was Veterinary Pet Insurance in the late 90's. It was a no brainer that we sign up our new puppy. Nationwide has always paid claims as agreed and fast. If there is a question Nationwide has a knowledgable and caring staff. Never a problem.
5

out of 5

POSTED: | BY: Stephanie Bournazian

Happy with service

Happy with service. Simple process for reimbursement.
5

out of 5

POSTED: | BY: Brenda Henson

Quick Claim Settlement

Because I didn't have insurance last year I paid over $7K in vet bills for a bull terrier that ultimately succumbed to liver failure from zipper surgery (she ate the outside fabric of an Ikea pillow). So it was a blessing to have everything paid on Twinkle except my $250 deductible. When you're retired you worry about big expenses and don't want to have to tap into a retirement fund either. I will be renewing the policy come October. Thank you Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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