Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alice Sherry

You are the best!

Nationwide pet insurance is one of the best decisions we ever made.
4

out of 5

POSTED: | BY: Antonio Jones

Claims could be quicker

The claims process could be faster in receiving the funds back as this may be funds needed for other bills living wise but were used for the pet because it was an emergency. So getting the funds back from the claim quicker is very important. Especially when the itemized bill is sent showing the breakdown.
5

out of 5

POSTED: | BY: Mr. Stuart

I came back to Nationwide

Tried a competitor, who claimed to have the most comprehensive coverage available: sure, until the fine print. Here I find I get what I understand am I to get when reimbursed; With quality service and friendly agents.
4

out of 5

POSTED: | BY: Holly Piper

Easy to use, slow to reimburse

The app is easy to use and very straightforward, but read the fine print in your policy! When my policy renews each year Nationwide lists everything we’ve ever submitted a claim for EVER as a non-covered condition. You have to go through their review process to have this changed, which in our case took six months. We were eventually reimbursed but the wait was ridiculous.
5

out of 5

POSTED: | BY: Michele

The BEST pet insurance

ABSOLUTELY LOVE NATIONWIDE Saving my fur baby from suffering THANK YOU FOR ALL YOU DO

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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