Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Genti Tollkuci

Great service and claim process

Great service and claim process. Hoping the claim submission process is enhanced to be a.complete online process.
5

out of 5

POSTED: | BY: Holly

Great piece of mind at an affordable cost

Just like my own healthcare, if it's too expensive to see the doctor, I don't go unless it's serious because I can't afford the cost. With pet insurance, I can take my dog in for serious issues, but also for the things that I would probably wrestle with in justifying the expense.
5

out of 5

POSTED: | BY: Alyssa

Thank you

Thank you, Nationwide! My dog had a small tumor on his lip and had to go into unexpected surgery - it was very scary! Thank god, he is fine - the tumor was benign but it made me feel more at ease knowing that Nationwide was covering more than half of this vet bill.
1

out of 5

POSTED: | BY: Melissa Lizotte

Dissapointed

I am disappointed with my first experience submitting a claim, and I have been meaning to reach out for further assistance, but have not had the time. I purchased the more in depth "My Pet Protection Wellness Plan" for several reasons but one of the major reasons was for coverage of Flea and Tick preventative medications. The pet insurance summary states on the first page under selected coverage, "flea and tick". However, when I submitted my claim for Sadie's Flea and Tick Medications it was denied with little to no explanation. Furthermore, it took 2 months for the claim to come back as denied. Furthermore, I was very disappointed in the length of time the plan sat in "underwriting." I purchased the plan the same day I picked up my puppy (April) expecting that it would go into effect immediately, as these are obvious canned plans that have already been "underwritten." That was not the case however, the plan did not start until June. The "Wellness Protection Plan" claims to cover the cost of a puppy's all initial shots. This is false advertising because NationWide purposefully made the plan "sit" in underwritting and did become effective until AFTER the puppy had all her shots. Overall- I feel that the plan and coverage has been incredibly misleading and I would and have highly cautioned friends and colleagues when considering purchasing this insurance. At this point in time based on my experiences, I do not feel it is worth the money or time. I would greatly appreciate a follow up conversation over the phone to further discuss the reimbursement of the flea and tick medications.
4

out of 5

POSTED: | BY: Michael Vanatsky

Claim Confirmation.

You did not send an email confirmation about latest claim until after I called you to ask if you received it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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