Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kate

There when I needed them.

Nationwide has always been very helpful whenever I've had to call customer service. The reps are nice, the claims are paid in a timely manner, and I've never had cause to raise a fuss about anything. That's something in this day and age.
5

out of 5

POSTED: | BY: Bobby

Prompt refund with no hazzle

I've been with different insurance and could honestly say that this insurance was the first we receive refunds on our claim...that's why we have 2 dogs insured. Thank you much.
5

out of 5

POSTED: | BY: Connie

Great customer service!!

Never disappointed. Always prompt and emails are received that keeps me posted on my claim.
5

out of 5

POSTED: | BY: Judith

Why didn't I get such insurance with our previous dogs?!?

The vet help line was great when I needed guidance on what to do with our puppy. The insurance help great with the cost of services. The follow-up is great in making sure she stays healthy.
5

out of 5

POSTED: | BY: Steve

Hassle free pet insurance.

Very happy we have Nationwide pet insurance for our 2 dogs and my sons dog. You hope you never have to use insurance but we have had a few high vet bills due to sickness and injuries. Having this insurance saved us thousands over the past two years. Nationwide's online claim form is very easy to fill out and can be emailed to them which expedites the claim. We have had no issues with Nationwide paying claims promptly and correctly. If you love your pets, I would highly recommend Nationwide over other pet insurance options.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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