Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy Snow

Prompt service.

Generally satisfied with the service. Disappointed that spay surgery is not covered.
4

out of 5

POSTED: | BY: Debbie Langfeldt-Woolums

Wonderful Service

It is easy to file a claim and very timely at handling the claim. So far the service has been wonderful. I am very pleased so far.
4

out of 5

POSTED: | BY: Laura Saunders

Faster Payment Reimbursement

I would help if reimbursement of monies spent was faster
4

out of 5

POSTED: | BY: Elyssa

Happy with the coverage amount

I feel that the insurance is expensive but it does cover 90% of all costs. It did not cover my dog’s dental cleaning (even tho I was specifically told it would) as they called it a pre-existing condition. Who gets their teeth clean because they are purely clean already? Everyone has tartar, etc. That was very costly. It also takes a long time for claims to be processed and paid.
5

out of 5

POSTED: | BY: Tara Smith

Coverage for my pet.

I had three dogs previously and did not have pet insurance. Those dogs had numerous health issues and I told myself that when I adopted new dogs I would look into pet insurance. Am I glad I did! Nationwide has been phenomenal with their coverage! .i like the fact that I can call customer service and ask questions about my insurance policy. My dog recently tore his ACL and Nationwide covered 3/4 of the cost of his total surgery. I have been very pleased with my insurance policy and I would recommend nationwide to anyone for their pet insurance needs. *** I would love to take a pic and write something for your website!!**

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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