5
out of 5
POSTED: | BY: Kush
Rani is being taken care by Nation
I have Rani, a new six month old kitten. I think Nationwide Pet Insurance is taking care of her. For example, covering her shots and exams.
4.8
out of 5
Number of reviews 25,513
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cynthia
I don’t worry about the vet bill, only my pets health.
Quick turnarounds with claims. Very easy to file a claim on line. I email everything and the payment goes right into my bank account. I don’t worry about the vet bill.
2
out of 5
POSTED: | BY: Yukiko
Terrible rate of coverage
After surgery, the insurance refused to cover any of the bandage changes (each visit about $250~300). This is necessary, of course, but was "rejected" with the statement that it was "already paid for." It can not have been the case since this was required follow-up as part of the procedure. It's really unconscionable.
5
out of 5
POSTED: | BY: Tamara
Been with VPI now Nationwide for over 16 years with my previous Maltese Martini and now Oliver.
One of the most beneficial service is the 24/7 Vet Line.
1
out of 5
POSTED: | BY: Carla
Bait and Switch
I specially signed up because my dog had allergies. Claims were paid( never in a timly fashion I had to have my vets send paperwork numerous times) for a couple of years until she had a serious surgery. She was approved claim were paid and then we were told her skin allegies or anything related was a pre existing condition and now claims are being denied. This is why I got the insurance in the first place and even asked if it was covered. We also have been denied a claim Nationwide claimed it was a duplicate. It was a secondary surgery to correct complications and the amounts were completly different as was the paperwork. The attention to detail and poor excuses are frustrating. Also my dog had a chipped tooth once and is now denied any dental. Not all things are tied together.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.