Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Martha O'Brasky

Worth the investment for peace of mind!

I was thrilled to receive substantial reimbursement from recent medical visit that required a number of medical tests. It truly paid for the whole year with 1 claim - worth the investment!
5

out of 5

POSTED: | BY: Jennifer

Great pet insurance assists we with caring for my Shihtzu’s.

Zoey is doing better after her visit to her vet. So thankful for Nationwide pet insurance.
5

out of 5

POSTED: | BY: Donna Morelli

I have not been disappointed by this company in the close to 10 years of buying pet insurance.Thanks

I would recommend this company to others for the peace of mind I get knowing we're covered for anything that comes up. I have never had a problem having a claim paid and it's very helpful knowing that the $600-$2500 you spent on the next rescue is coming back to you eventually. Unfortunately, I may have to drop coverage as I have three dogs and a horse and it is becoming cost-prohibitive. I don't like it but I may have to cancel and take my chances...
3

out of 5

POSTED: | BY: Cindy Gordon

Major Medical Not What Hoped

I am pleased with overall kindness and response times by Nationwide, but am very surprised that Conan's stomach surgery was only minimally covered, even though I have major medical insurance and have been paying into the plan for over 9 years. In the end, my bill was close to $10K and insurance only covered $3.3K. I thought it would be closer to 80% coverage. I was going to call once things settled down to see if there was an error in reviewing the bill, and if some things might have been missed that should be covered under my insurance. I think your customer service is great, but could not recommend based on low percentage of coverage. Speaking with a friend, her insurance company covered 80% of her dogs major medical recently, which just reinforced my disappointment.
5

out of 5

POSTED: | BY: Jane Levine

NATIONWIDE PROMPTLY PAID MY CLAIM

I had several claims submitted to Nationwide after my cat Leo's illness. Payment from the company was as described on my policy. I was very satisfied with how my claim was handled.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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