Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tracy

So far, So good

So far we've been pleased with Nationwide Pet Insurance. Sometimes it takes longer then the advertised 30 days for a claim to process, but not always. We only had one claim that took over 90 days, submitting the same paperwork multiple times, and a few phone calls to resolve. We felt that Nationwide was trying to find a reason to deny the claim, looking for a per-existing condition that would enable them not to pay. None existed and they finally paid the claim.
5

out of 5

POSTED: | BY: Loretta

Easy no gimics

Except for my $100 deductible, my claims are paid relatively quick and without a hassle. I love that there is a vet on call to discuss issues. Claims could be process a bit quicker is my only criticism.
5

out of 5

POSTED: | BY: charles

your response is always first rate and professional.

Nationwide has always been prompt and helpful. I have recommended them to others, and always will.
5

out of 5

POSTED: | BY: Kelly

Nationwide is awesome!

I recommend Nationwide pet insurance to everyone. Great customer service, easy process to submit claims.
5

out of 5

POSTED: | BY: Judi

Very pleased with Nationwide.

Nationwide (formerly VPI) is wonderful. This is our 2nd experience with covering our pets and they truly care and followup on their recovery. The insurance gives us a peace of mind knowing that we have help in the event of an incident where our furkid needs medical care. Customer Service is wonderful and always very polite, knowledgeable and informative. I do wish they would cover even a small portion of things like spay/neuter programs, and other certain breed specific things that VPI used to help cover. The cost of the insurance that we pay annually, has already more than paid for itself. Keep up the great job Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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