Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Justin Navarro

Simple easy to use system

Completely happy with this service.
5

out of 5

POSTED: | BY: Gloria Stabolito

Easy to submit claim and fast processing

It's very easy to submit a claim, once I have the detailed receipt for the vet visit and Nationwide surprised me with the short turnaround in processing the claim. The only thing I would suggest is to make it easier to enter the clients bank information if they chose direct deposit, through the Nationwide site, instead of a separate text from Citibank.
5

out of 5

POSTED: | BY: Matt O'Hara

Thanks!

I appreciate the ease of filing claims, having done it now a few times - its a breeze. Would be nice if the reimbursement was faster, but I got it before the credit card bill was due, so no real issues there.
5

out of 5

POSTED: | BY: Robin Atkinson

Good Coverage

The only reason I rated a 9 instead of a 10 is the length of time it takes to get a reimbursement check.
5

out of 5

POSTED: | BY: Sheila Lesher

I am VERY PLEASED with Nationwide and very happy I decided to get coverage for Pepper and Habibi. Thank you.

I am so thankful that I decided to get Nationwide Pet insurance for my two young cats. Pepper had a fall and broke his leg and tooth. Nationwide was wonderful in paying all submitted claims in a timely manner. Pepper had to have a root canal on his tooth and was not quite sure if that was covered, but it was. I will not go without pet insurance in the future on my two babies. Thank you Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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