Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole Nouri

Great coverage! Just a little slow

Nationwide has been great with coverage especially with any emergencies or veg visits but sometimes it takes a while for a claim to be reimbursed.
5

out of 5

POSTED: | BY: Erica Mares

So glad we have this insurance!

This is a great insurance. Give me a piece of mind to know that it’s there for any emergency as well as for regular check ups
5

out of 5

POSTED: | BY: Ellen M.

Prompt attention

Nationwide was very prompt in their acknowledgement of the claim and also in the delivery of the claim payment.
5

out of 5

POSTED: | BY: Natasha S

The best coverage and the best customer service I have ever experienced.

I absolutely love how Nationwide pet insurance takes away the worry of having a sick pet. It allowed us to concentrate on getting our furbaby better and not so much on the financial impact.
5

out of 5

POSTED: | BY: Kevin P

Nationwide Insurance is wonderful

I love Nationwide pet insurance. The claims process is easy and transparent. My vet directly submits the bill electronically. I get an acknowledgment of receipt by Nationwide. I get reimbursed within a few weeks by electronic deposit to my checking. It seems they pay nearly everything, even very expensive treatments and what they don't pay, they explain very clearly. I understand the process. It is fair, honest, and fast.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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