Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Xiaofan Yu

Dobby's Mom

Thank you for the quick response and promotions
5

out of 5

POSTED: | BY: Sarah

Best purchase I've ever made!

Purchasing Whole Pet with Wellness from Nationwide has been the best purchase I have EVER made. Having this insurance for my active dog Morrison has allowed me to give Morrison the care that he needed after we discovered he had a bilateral elbow dysplasia that needed correcting. The surgery would have been out of the question without this insurance, but with the help of Nationwide I was able to get Morrison the surgery and all of the recommended steps in recovery. He is on his way back to being a happy active dog!
5

out of 5

POSTED: | BY: William

Prompt and reliable service

Good to know we have help with cost when needed
4

out of 5

POSTED: | BY: Brenda Lennon

Insurance Policies in General and her Spay

The reason for a 7 & not a 10 is mainly the insurance issues I have had with all my dogs, including Paris. The spay was ok, except with VPI I didn't pay a deductible or only get 90% return on wellness. It was 100% up to maximum, there was never a time they didn't cover everything. On my other dogs, it has been a sheer nightmare. I have been with (VPI) since 2002 when I had a policy that was 4#'s. My Autumn (Service Dog) got caught in a catch 22. You took over from VPI and changed all the rules. The 1st part you had no coverage to speak of & that is what Autumn was caught under. Then your, creative way to get the better coverage you offered each yr, you had to change policies & anything that happened under other plan was considered a pre-existing condition. All pets, most especially Autumn should have been grandfathered up with each change. No one should have to change policies, they should be "upgrades". This has been an issue with all my pets. Luckily I had Merlin & Lacy under VPI policies. Even Paris got caught in a change. I was forced to take a $250 ded. when that is worthless. I have always had a $100. So I lost money big time her 1st year. She only had wellness checks. Never even met deductible. I have met it with a spay, but something else would have to happen for me to get any more benefit. I pray that doesn't happen because my Emergency Vet has killed 5 of my dogs. I can only (maybe) change one of my dogs next year. My vet is going to call on Autumn. I think that is petty that she was caught in the catch 22 when you didn't know what you were going to do or offer & she has been penalized all the way. She is a Service Dog too. That is sad. I have had probably 15 or more or (only 1 or 2) less with VPI & Nationwide since 2002. My daughter dropped you because she got a better deal through her vet. for a lot less money. I don't have that option. I only recommend you because I can't find anything better, with your current policy anywhere else. I am very sad and upset about the issues I have. I will recommend if asked. The rating is so high is because of the spay being "ok". I didn't look at reviews because I have here for so long. Reviews would not have helped me.
5

out of 5

POSTED: | BY: John P

Easy

Easy submission process as always and quick turnaround time.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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