Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carol

NAtionwide Insurance

NAtionwide in pir case has been a reliable Insurance and has helped cover costs of unexpected Vet visits and treatments
4

out of 5

POSTED: | BY: LISA RUDOLPH

rate hike disappointment

I have been extremely happy with our insurance plan for our dog Luna. In fact, I have recommended and referred it to several friends. We have not had many claims since Luna's first year, mainly wellness visits. I was very disappointed to see our monthly premium jump 10% to nearly $100/month. That means I am now paying more for my dog's insurance than myself and my son's monthly premium combined. So far this year we have gotten back 206.21 from our $1085.28 in premiums. Now we are paying $100/year more and using the insurance less. Even more frustrating, we were never told that the rates go up as the dog ages when we first got the plan. I think the rate hike in our case is unfair and unwarranted given how much money you are making with us as customers. As a result, we are now looking at other pet insurance plans outside Nationwide. We would like to keep the wellness plan since that is primarily what we use it for but not at this price. It seems to me Nationwide should consider doing what car insurance companies do for customers like us who do not use the services as often so you get discounts based on that. I am hoping you consider that for us so we don't have to leave.
5

out of 5

POSTED: | BY: Marsha Noyes

Thank God for nationwide

Have had nationwide for all my furbabies, gives me piece of mind and I know they r there to get me through the worst. When my furbabies went over the rainbow bridge they help me get through it. Thank you nationwide you r on r side.
5

out of 5

POSTED: | BY: Brandon R

Reimbursed as expected

The process of submitting a review is fairly easy and the claims are processed without questions, love how the system works, just as advertised
5

out of 5

POSTED: | BY: Lorraine’s

If you don’t have Nationwide Pet Insurance better get it

Excellent insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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