Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,529

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim

Thankful!

Thankful we can care for our Lab rescue, he improves everyday!
3

out of 5

POSTED: | BY: Valerie

Slow reimbursement time

My only complaint would be the long reimbursement time on claims!
4

out of 5

POSTED: | BY: Richard

Good Insurance

Good company and coverage is very good. Slow on repaying claims avg. 15-30 days, but they take their $$ every month from your account on day due. Also raised cost from last year by $300+. But still good No real explanation.
5

out of 5

POSTED: | BY: Rick

Great insurance but deductibles a bit high.

Great job of helping us get Dolly the care she needed after she broke her left front leg.
4

out of 5

POSTED: | BY: Thomas

Great service, prompt reimbursement

Used both the 24hr vet line as well as the insurance claims. The 24hr vet line is the one that recommended I take my pup in and I am glad I did. He is doing great now and the reimbursement after was rather quick as well. My only recommendation would be if the claims could be submitted directly on their website. Instead today you need to print out a pre-filled claim form, complete it, scan everything in and email it over for submission. Not too bad, it could certainly be made easier by letting us submit directly on the website or through an App (take pictures of the invoices to upload). Overall a good experience, only con is the submission process for claims could be a tad bit easier.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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