Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy Conrad

I'm so glad I had this pet insurance!

I’m so glad I had pet insurance when I had to take my very sick dog into the emergency vet. When they gave me a quote on the cost, it was one less thing for me to worry about. I can’t imagine what it would have been like if I had to choose what to do for him based on cost. I made the claim and was reimbursed within days. Thank you!
5

out of 5

POSTED: | BY: Randy Martin

Great customer service and support!

Nationwide does a great job of fairly reviewing claims and paying in a timely manner.
5

out of 5

POSTED: | BY: Ryan

Couldn't Ask For a Better Pet Insurance Company

Nationwide has exceed any and all of my expectations. They are prompt with getting my money back to me, they are helpful when you contact them. There is no fluff, it's very straightforward which i appreciate.
4

out of 5

POSTED: | BY: Diane Lipson

Excellent coverage, but a bit expensive.

I’m very happy with the pet insurance coverage, although it is a bit too expensive.
5

out of 5

POSTED: | BY: Jill Donoghue

Nationwide is there for me AND my animals.

I have been with VPI and then Nationwide for over 20 years. I have had more than 10 animals covered and I have found that having this insurance gives me peace of mind and insures the animals are seen on a regular basis, thus remaining more healthy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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