Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Martin Egli

Very happy!

Very happy with the handling of our claims and would be even happier if Sherlock's breed was listed: Cavapoo :)
5

out of 5

POSTED: | BY: Deb Roland

Great company, Great plan

The Wellness plan is the best and has helped our pets immensely. Customer service reps are excellent. My main complaint is that claims take 30 days to process, which was not the promise made when signing up for this insurance.
1

out of 5

POSTED: | BY: Kathy Richeal

False Advertising Insurance

My dog, Maggie was hospitalized due to pneumonia, she was in a critical condition and almost died. To add to the stress, Nationwide barely paid for any of her hospitalization although I have Major Medical insurance. I purchased the insurance to have peace of mind if my dog was ever this ill. Well, I'm now sorry that I did. They falsely advertise that hospital stays and major illnesses are covered. The initial claim took 30 days to pay out. I sent in additional information 2 weeks ago and feel like it went into a black hole. I am patiently waiting for additional reimbursement for the claims that I have submitted.
5

out of 5

POSTED: | BY: Roya

Best pet insurance company ever

I'm very very happy with nationwide pet insurance. The best ever.
5

out of 5

POSTED: | BY: Katherine Silva

Amazing customer service, well worth it

Nationwide has been there for us through it all. They have great customer service and have protected our pet through multiple surgeries that came after he got hit by a car. Couldn’t have provided the care he got without nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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