Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynn Daniels

We are very glad our cats have Nationwide Insur.

We have peace of mind knowing our cats have Nationwide Insur.
5

out of 5

POSTED: | BY: Julie Friedman

Worth it!

We have had pet insurance for our dogs forever. Our dogs are like our children and they have health insurance, so, why wouldn't we get our dogs covered? Having the benefit of coverage is worth it. We have been pleased with the benefits.
5

out of 5

POSTED: | BY: Michelle

Excellent

Questions asked..questions answered. Friendly and professional
5

out of 5

POSTED: | BY: Kelli O'Neill

I am so thankful to have Nationwide there for my pup when sudden things come up.

I am very grateful to have such a strong insurance company that’s there to help my Rudy whenever the unexpected arises. My husband and I consider our dog like he is our son, so we would never leave something like insurance out of his life.
5

out of 5

POSTED: | BY: Carol J.

Timely and efficient

Easy and convenient. My veteranarian submits the claims to Nationwide, and they deposit the refund in my checking account in a very timely manner. I wish peoples' insurances were this good.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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