Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl Halibrand

No problems!

I am not much on writing, so, I will say I have not had a problem with the insurance. All my claims have been handled quickly and efficiently!!
5

out of 5

POSTED: | BY: Johnny chen

Pet Insurance is an insurance we can count on.

I thought I will have issue with my first claim, but it ended well. I cannot complain nothing so far.
4

out of 5

POSTED: | BY: Jeffrey Cho

Claim review time

Would be great if review of claim and payment was faster.
5

out of 5

POSTED: | BY: Shannon

Very happy

Very happy. Big procedure with no problems. Reimbursed 90% within a month. Only reason I didn’t give 10 stars is because you have to front the money at the vet office and then wait for reimbursement (although this is standard for other insurance as well)
5

out of 5

POSTED: | BY: Ernest J

Pet Insurance enabled me to provide the proper care my dogs needed!

I have been so thankful for Nationwide Pet Insurance! Before one of my dogs was 1 year old, he needed a knee replacement. Without Nationwide on my side, there would have been no possibility of Brutus getting his knee replacement.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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