Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,529

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kenon

Nationwide has exceeded my expectations!

I have loved having Nationwide pet insurance so far... we decided to try pet insurance for awhile, I wasn't totally convinced it was going to be worth it. But it has been such a good experience, I will probably keep it as long as we have pets! Nationwide has saved us from catastrophe and really came through when we needed them to... they have convince3d me that this was a good decision after all. Thanks!
5

out of 5

POSTED: | BY: Christopher

Good Company

Good Company to have pet insurance through!
5

out of 5

POSTED: | BY: Jane

The best insurance decision I ever made!

My employer offered Nationwide Pet insurance and after crunching numbers I decided to purchase it this year. What a terrific surprise when I submitted all the bills for labs, X-rays, dental cleaning and more and didn’t get any hassle, declination, request for more forms, etc. Then in relatively short order I received a hefty reimbursement check! What a great decision I made! FYI I sent snail-mail the original receipts and itemized bills knowing FAXES can be difficult to read. The reimbursement basically paid for the premium already. Thank you, Nationwide!
5

out of 5

POSTED: | BY: Tania

I am grateful for my dogs insurance and the benefit of knowing he is covered.

I am blessed to have my dog and feel secure knowing that I can provide him healthcare to keep him in my life. I have been pleased with his plan and have never had issues. I am grateful for the coverage and the great service provided.
5

out of 5

POSTED: | BY: Michelle

So glad I got this insurance!

This pet insurance has been thse best investment. It's about 550 a year for my dog and has a 250 deductible. I would spend that in a year for sure on vet bills, so having the insurance spreads out the cost over the entire year. And, if heaven forbid you get into some really big health issues, it's covered.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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