Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendy Mcvey

Reassurance

We are very happy w/ Natiowide Pet Insurance. Thank you
5

out of 5

POSTED: | BY: Derzon Richard

Title of what?

I appreciate the great service I get from Nationwide.
5

out of 5

POSTED: | BY: Anne Tesoro

Great service and coverage!

My dog had several illnesses in her first year of life and Nationwide has been fantastic. They are prompt, efficient, and hold true to the coverage I obtained.
5

out of 5

POSTED: | BY: Michele Lee

Quite pleased with your service

Well it's open enrollment and we'll definitely be continuing our pet's coverage with your insurance. We have a 5 year old dog and a puppy and it's so nice having that peace of mind that comes with having pet insurance. It paid for itself with the annual visit, flea/tick/heartworm meds and labs. I was pleasantly surprised. I tell everyone I know.
4

out of 5

POSTED: | BY: Karen Wentzel

Nationwide changed coverage that I specifically checked when I enrolled my dog 7 years ago.

I have a large mixed breed dog. When I got him as a puppy, I double and triple checked that hip dysplasia and ACL surgery were covered. They were. Now, however, hip dysplasia is not covered and ACL has limited coverage. Fortunately my dog doesn't have either of these, but now that he is older and has preconditions, changing insurance companies is not feasible. Also, Nationwide never contacted me about the changes in coverage. I was reading the booklet that came with my new yearly policy and discovered it for myself. It is also confusing about what and how much they cover for cancer treatments. I am a little concerned about posting this because of repercussions. But Nationwide has paid in a timely manner and been very helpful with his other issues.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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