Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Crystal

I've been more than impressed with Nationwide.

I am an insurance agent so I basically know how claims work and do not always go as you plan but Nationwide Pet Insurance has really been good for us. It takes a little too long for the claims process but have recommended you to many.
5

out of 5

POSTED: | BY: Lisa

She was very pleasent on the phone and was truly caring.

Nationwide has paid my claim in a timely fashion. They took the woory part out of having to pay when my furbaby was sick.
5

out of 5

POSTED: | BY: Diane

worth having

so happy to have this insurance have had it for all my dogs since 2006
5

out of 5

POSTED: | BY: Laura

Pleased

Pleased with the customer service representative who assisted me over the phone. Friendly and compassionate. Pleases with the overall claim process. Thank you for making this easier.
4

out of 5

POSTED: | BY: Rita

80% is pretty good.

I had a recurring problem with a type of ear infection and did not like that you only cover it 1-2 times.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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