Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: BT

Wellness Program and regular insurance

Wellness is not worth it on any of their plans. Submitted $200 claim and received $75. I can put the $20 a month into a saving account. I will at least be able to pay the whole amount off. I cancelled this policy and opened a saving account. One catch is that I also own a wellness and health plan for my other dog. You have to meet the deductible (whether wellness or regular claim). I was told that wellness would be like the other plan. I will be moving to another company as soon as this policy expires. I have met the deductible for this year so at least I am covered.
5

out of 5

POSTED: | BY: Amandalee

Thank you!

I am extremely impressed by this company, I cannot express enough how thankful we are for your services.
5

out of 5

POSTED: | BY: Howard

Pleasantly surprised

I got my dog a year ago, based on the urging of others I reluctantly purchased pet insurance, and I have been pleasantly surprised at the quality of insurance and customer support,. I really appreciate not having to fight over getting claims paid, although I wouldn't mind in you could speed up the 30 day processing.
5

out of 5

POSTED: | BY: Kelly

Peace of mind when we need it most

Getting VPI (now Nationwide) pet insurance was one of the best things we could have done for our dogs. When they get sick or injured, we can focus on getting them the care they need and not how it will hurt our finances. We have had a couple expensive emergency and diagnostic visits that were completely covered after deductible and that is the kind of peace of mind that we so value. Nationwide agents have been so professional and friendly every time we have talked to them. Claims are easy and although payments take a few weeks, those are easy with direct deposit. Thanks!!!
5

out of 5

POSTED: | BY: Brian

Great job

Easy to use. Online access. Quick response
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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