Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kindra Dodd

Awesome at paying claims

Angel has allergies and has had urinary issues. Once we met the deductible everything has been paid! The only complaint I have is now she is on special urinary food for $60 and that is not covered. Other than that it’s been a great experience!
5

out of 5

POSTED: | BY: Paul Landig

I wish our health insurance was as easy to work with!

Nationwide Insurance has proved to be a blessing. I often joke and tell others that I wish our health insurance was as easy to work with as Nationwide. Many thanks and God Bless! Paul Landig
5

out of 5

POSTED: | BY: Hector

The Anazing customer service and dedication toward our pets!

Thank you for the outstanding service
5

out of 5

POSTED: | BY: Jane Amy

Absolute best insurer!

Remi has her annual physical every year but doesn't get sick very often. She does need her anal glands done about every 6 months. This insurance has covered at least one of those visits. It's nice to know the insurance is there if we need it! It did take a little over 3 weeks to be reimbursed for the claim. BUT, of the $111 charged, we received $100.67 in return. Her deductible had been satisfied. Also, her Bravecto is covered as well.
5

out of 5

POSTED: | BY: Rhonda Swank

I finally found a pet insurance I can trust!

Nationwide is an honest and reliable. They stick to their word and everything is as easy as they say. We adopted a mini poodle from a shelter 2 months ago we signed up for insurance immediately. The first thing we did was to get her shots, then we took her back to get spade. Within 2 visits we had passed our deductible and a check was in the mail within a month for almost $200. Then we had a check up visit and got her a heart worm shot and it was covered under insurance as well. We received another check for 90% of the cost. We have never been so pleased with an insurance company. I am so glad I found Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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